Compare 6 physical therapists in Waterloo, IN. Check ratings, insurance, and availability.
The first visit (about 45 to 60 minutes) includes a thorough evaluation of your movement, strength, flexibility, and pain. Your PT will ask about your daily activities and goals. They will put together a treatment plan with exercises and hands-on techniques, and teach you what to do at home between visits. Follow-up sessions are typically two to three times per week.
See a physical therapist for back or neck pain, joint pain, recovery after surgery (knee replacement, ACL repair, rotator cuff), sports injuries, balance problems or fall prevention, chronic pain, reduced mobility, or any musculoskeletal condition your doctor recommends therapy for. In most states, you can see a PT directly without a doctor's referral.
Session copay: $20-75 · Session (out-of-pocket): $75-200 · Initial evaluation: $100-250
After joint replacement, ACL repair, rotator cuff surgery, or other procedures, physical therapy is essential for regaining strength, range of motion, and function.
Physical therapists design sport-specific rehabilitation programs that get you back to your activity safely and help you prevent the same injury from recurring.
Physical therapists use manual therapy, targeted exercises, and movement education to treat back and neck pain at its root cause rather than masking symptoms.
Balance training reduces fall risk in older adults and people with neurological conditions. Physical therapists assess your balance, identify deficits, and build a program to improve stability.
Joint pain often responds to targeted exercise and manual therapy before surgery becomes necessary. Physical therapists strengthen the muscles that support the joint and improve how it moves.
Most health insurance plans cover physical therapy with a copay per session, typically $20 to $75. Many plans limit the number of covered sessions per year (commonly 20 to 60). Some require prior authorization or a doctor's referral for coverage. Ask your PT's office to verify your benefits before starting, including any visit caps or annual limits.